Hi everyone. This is not a fun update. The Province of Alberta is shifting payment for some medication and other medical items to employers and employees. This change comes into force on October 1, 2026. Here is what you need to know… Key Takeaways Changes take effect October 1, 2026. Employer benefit plans become […]
Alberta Bill 11 Explained: How Alberta Employers Will Be Affected Read More »
WHY TAKING CARE OF YOURSELF IS TAKING CARE OF OTHERS. I’m lucky. My clients are some of the most genuine, caring people I know. People I would invite to my dinner table. They trust and care about their teams, often putting employees’ needs ahead of their own. It comes from a good place. That
Put Your Mask On First Read More »
We won another award and Insurance Business Review magazine wrote an article about us. Here is the link to the article: https://www.insurancebusinessreview.com/edition/december-2025-31.html Digital Magazine Link: https://www.insurancebusinessreview.com/magazines/December2025/Insurance_Benefit_Canada/?digitalmagazine#page=12 At Naviguide, Group Benefits are the entire focus. Jay Nadler, Naviguide founder, says: “Every step we take with our clients begins with teaching them how benefits work. When they understand
Top Insurance Benefit Service in Canada 2025 Award Read More »
Below is a list of our financial life. The purpose of this list is in case I (we) end up in an emergency situation and cannot communicate for myself (ourselves). Store this somewhere safe. A high-quality fire safe or a Safety Deposit Box. Some Lawyers will also store your will for you. That may
Financial Information Letter Read More »
It’s tempting to think the lowest premium today means the best value tomorrow. With group benefits, constantly shopping for a new insurer often costs more than simply partnering with a fair-priced insurer and staying put. Here’s a why. (This example is from averages I have seen over 20+ years): Using an 8 year frame
Staying with the Right Insurer Saves Money – HOW NAVIGUIDE CAN HELP Read More »
Once again, we were contacted by Benefit & Pensions Monitor to let us know we were selected as a Top 20 Brokerage in Canada for a second time. This is an amazing honour. In Canada there are about 100,000 licensed people who can sell group benefit programs. We are top 20! Further, Benefit &
NAVIGUIDE CHOSEN AS A TOP 20 ADVISORY IN CANADA AGAIN Read More »
A condition of employment We have seen it all. Businesses try to manage their benefit plan how they want. Unfortunately there are rules. If businesses don’t follow the rules, they add liability. At Naviguide, we only work with clients who will make their benefit plan 100% mandatory enrolment for eligible employees. Employees (EEs) who
PROTECTING YOUR BENEFIT PLAN Read More »
What you need to know At least once a week we get the following questions: My employee is claiming disability / or I have laid off an employee, can I remove benefits? First off, always ask us in those situations. Communication is key and the answer may change depending on the situation, the contract
ENDING BENEFITS DURING A LEAVE Read More »
GET MONEY BACK FROM CRA FOR HEALTH EXPENSES
You have a benefit plan. That plan likely covers most of your necessary medical expenses…
Medical Expenses and Your Taxes Read More »
Downloadable PDF files inside…
Menopause Employee & Employer Resources Read More »
