Group Benefits

Business Emergency Plan


(WARNING: A RANT IS ABOUT TO ENSUE…) I have been in this business since 2002. Before that, I sold to, consulted to, and ran other businesses (big & small). I have always been fortunate enough to understand that I need to have a written emergency plan. When I owned Marathon, my will clearly stated


Hybrid Workforce Considerations

Hybrid Workforce

CONSIDERATIONS WHEN YOU HAVE EMPLOYEES WORKING FROM HOME The following notes were taken from an employment law seminar I attended in February 2023 and 2024. The following does not constitute legal or HR advice. This is simply a list of items you need to consider when you have employees who work from home. It

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Insurance is not a commodity

Insurance is not a commodity

Yesterday, I read an article by an LTD claims lawyer about people with declined claims. He said you need to get a lawyer to sue your insurer to pay the claim. His premise is all insurance contracts are the same. That premise is not correct. Gold. Silver. Wheat. Soya Beans. Those are commodities and

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Happy Holiday Thank You

AND THOUGHTS FOR NEXT YEAR Happy end of year everyone! I want to begin with a thank you. This year was different than any of my prior 20 in the business. As we worked to regain as much of our old normal as possible, insurance company responses were slowed due to lack of employees

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travel insurance information

Travel Insurance Reminder

WHAT YOU NEED TO KNOW ABOUT YOUR INSURANCE The world is getting back to the old normal and we are traveling again. Here are some thoughts and recommendations about travel insurance during the time of Covid. If you do not have travel insurance, get it! It is very low cost and can cover you

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