A condition of employment We have seen it all. Businesses try to manage their benefit plan how they want. Unfortunately there are rules. If businesses don’t follow the rules, they add liability. At Naviguide, we only work with clients who will make their benefit plan 100% mandatory enrolment for eligible employees. Employees (EEs) who […]
PROTECTING YOUR BENEFIT PLAN Read More »
What you need to know At least once a week we get the following questions: My employee is claiming disability / or I have laid off an employee, can I remove benefits? First off, always ask us in those situations. Communication is key and the answer may change depending on the situation, the contract
ENDING BENEFITS DURING A LEAVE Read More »
GET MONEY BACK FROM CRA FOR HEALTH EXPENSES
You have a benefit plan. That plan likely covers most of your necessary medical expenses…
Medical Expenses and Your Taxes Read More »
Downloadable PDF files inside…
Menopause Employee & Employer Resources Read More »
Navigating your benefit plan at times of leave or termination can be confusing. Never assume anything or promise anything to your employees before speaking with us. If any of these apply to you, always contact us right away. Benefit Termination When terminating an employee, you may want or need to extend benefits depending on
Leaves of Absences & Terminations Read More »
This came as a surprise. We were contacted by Benefit & Pensions Monitor to let us know we were selected as a Top 20 Brokerage in Canada. We originally thought it was a scam. It was not! To let you know what kind of honour this is, in Canada there are about 100,000 licensed
NAVIGUIDE CHOSEN AS A TOP 20 ADVISORY IN CANADA Read More »
The majority of Canadians are now aware of Virtual Care. Awareness of the available options is important. People rarely realize the scope of their benefit plan and available services. As a resident of BC or Alberta, if you have provincial health coverage, you can access virtual medical health care with no extra charge. Alberta
VIRTUAL HEALTH (FREE OPTIONS IN AB & BC) Read More »
You own an incorporated company. You hear that you should pay yourself with dividends to save some tax. The question is, “is the savings worth it”? From an insurance & financial planner standpoint I highly recommend taking a salary up to the pensionable maximum. (The amount of salary equal to the maximum amount you
SALARY OR DIVIDENDS – A FINANCIAL ADVISOR’S POINT OF VIEW Read More »
(WARNING: A RANT IS ABOUT TO ENSUE…) I have been in this business since 2002. Before that, I sold to, consulted to, and ran other businesses (big & small). I have always been fortunate enough to understand that I need to have a written emergency plan. When I owned Marathon, my will clearly stated
IS YOUR BUSINESS READY? Read More »
WHAT YOU CAN AND CANNOT DO You have an employee on disability leave. You have questions. You are not sure what you can and cannot do, say & ask. You want to help them. You want them to come back. The information below, may be of assistance to you and to your employee. Reach
Employee on Disability Leave Read More »
