Menopause Employee & Employer Resources
Downloadable PDF files inside…
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Leaves of Absences & Terminations
Navigating your benefit plan at times of leave or termination can be confusing. Never assume anything or promise anything to your employees before speaking with us. If any of these apply to you, always contact us right away. Benefit Termination When terminating an employee, you may want or need to extend benefits depending on
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NAVIGUIDE CHOSEN AS A TOP 20 ADVISORY IN CANADA
This came as a surprise. We were contacted by Benefit & Pensions Monitor to let us know we were selected as a Top 20 Brokerage in Canada. We originally thought it was a scam. It was not! To let you know what kind of honour this is, in Canada there are about 100,000 licensed
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VIRTUAL HEALTH (FREE OPTIONS IN AB & BC)
The majority of Canadians are now aware of Virtual Care. Awareness of the available options is important. People rarely realize the scope of their benefit plan and available services. As a resident of BC or Alberta, if you have provincial health coverage, you can access virtual medical health care with no extra charge. Alberta
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SALARY OR DIVIDENDS – A FINANCIAL ADVISOR’S POINT OF VIEW
You own an incorporated company. You hear that you should pay yourself with dividends to save some tax. The question is, “is the savings worth it”? From an insurance & financial planner standpoint I highly recommend taking a salary up to the pensionable maximum. (The amount of salary equal to the maximum amount you
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IS YOUR BUSINESS READY?
(WARNING: A RANT IS ABOUT TO ENSUE…) I have been in this business since 2002. Before that, I sold to, consulted to, and ran other businesses (big & small). I have always been fortunate enough to understand that I need to have a written emergency plan. When I owned Marathon, my will clearly stated
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Employee on Disability Leave
WHAT YOU CAN AND CANNOT DO You have an employee on disability leave. You have questions. You are not sure what you can and cannot do, say & ask. You want to help them. You want them to come back. The information below, may be of assistance to you and to your employee. Reach
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Hybrid Workforce
CONSIDERATIONS WHEN YOU HAVE EMPLOYEES WORKING FROM HOME The following notes were taken from an employment law seminar I attended in February 2023 and 2024. The following does not constitute legal or HR advice. This is simply a list of items you need to consider when you have employees who work from home. It
Insurance is not a commodity
Yesterday, I read an article by an LTD claims lawyer about people with declined claims. He said you need to get a lawyer to sue your insurer to pay the claim. His premise is all insurance contracts are the same. That premise is not correct. Gold. Silver. Wheat. Soya Beans. Those are commodities and
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Happy Holiday Thank You
AND THOUGHTS FOR NEXT YEAR Happy end of year everyone!I want to begin with a thank you. This year was different than any of my prior 20 in the business. As we worked to regain as much of our old normal as possible, insurance company responses were slowed due to lack of employees and
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